The Social Security Administration provides different options for disabled individuals to receive benefits. Two primary programs run by the Social Security Administration include Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI).
Because both SSI and SSDI can provide for you if you are disabled, you need to understand the differences between the programs and decide which makes sense for you. A Los Angeles Social Security disability benefits lawyer can assist you in understanding each program and applying for the correct one for your circumstances.
Key Differences Between SSI and SSDI
The key differences that you should be aware of between SSI and SSDI include the following
- SSDI requires you to have earned work credits, while SSI does not require a work history.
- SSI is means tested, while SSDI isn't. You can qualify for SSI only if you have a limited income and limited assets while you can qualify for SSDI even if you have money and property.
- SSDI benefits are based on your past wages, while SSI benefits are not. You'll receive a larger benefit from SSDI if you paid a lot into the system.
A Los Angeles disability benefits lawyer can assist you in carefully considering both SSI and SSDI to determine what program to apply for and can help you to apply for the program that is right for you. Proving that you are disabled enough to qualify for either program can be challenging, so you'll want to ensure you get legal help as soon as possible if you are disabled and hope to apply for benefits.