Social Security Disability Insurance is a Social Security tax fund under which individuals with enough work credits and history qualify. Applicants who qualify under SSDI should have paid social security taxes to qualify under SSDI. However, still applications which are not developed run a high risk of denial. A denial doesn’t necessarily indicate that you are not disabled. Although the disability may be beyond your control but filing out the application carefully and making sure you are not doing anything that shows up as misleading information in your application to the SSA could be the key to your SSDI acceptance. Here’s a few things you may be doing wrong
- You don’t show hard medical evidence
You need to prove that your disability is severe enough through your medical records. For example, you may be seeing your doctor for severe spinal pain. But your medical records do not indicate that the pain is interfering in your work life balance. This will result in denial. Hence, you need to discuss with your physician how the disability is interfering in your work/life balance and show it in medical records.
- Your disability is not long lasting or would be soon recovered
Presented the case above, you may still be denied the SSDI benefits. Under SSA, your medical condition needs to be severe enough to prevent you from working for one or more year, or has a potential risk of death. For example, you are filing for SSDI following a motorbike or automobile accident resulting in a bone fracture. But if that bone fracture isn’t expected to last one year or impair your work ability, you may be denied. The only exception to one year rule is blindness. However, if the fracture is severe enough to last more than one year, you need to have medical evidence to back up your application.
- You earn more than enough income