This is NOT legal advice. This blog provides general information about Social Security Disability cases. To discuss your particular
circumstances and claim, please contact a lawyer in your area. Please feel free to contact Disability Advocates Group at (800) 935-3170
or online if you have any questions regarding your Social Security Disability claim.
Although social security benefits may be your largest bet in terms of insurance amount that you could receive if and when a disability strikes – what matters more is how and when you claim these benefits could make a huge difference.
The most important point to note is when you claim your benefits at your full retirement age you will get full benefits without any reduced payouts or cuts in your benefits.
Many individuals act on friend’s advice regarding their social security benefits. Thankfully, many seek to confirm the advice given by their friends from the social security attorneys. This prevents them from losing a lot in their benefits. That is why our attorneys have compiled information regarding survivor’s benefits in this piece of article.
Here is how much amount the widow(ers) would be entitled to in survivor benefits under specific roles:
If the spouse of a person was entitle to and was receiving the SSDI benefits on their disability, then the widow or widower may be entitled to the benefits under survivor benefits. That would be true only if the spouse receiving SSDI benefits had a ‘currently insured’ status.
Although the widow or widower would almost always be entitled to some benefits as survivors also called ‘auxiliary benefits’ there are many ways in which they can claim it.
Here is how the spouse would change benefits under each role:
Exceptions on surviving spouse’s benefits
If the spouse of the deceased person remarried before the age of 60 they would not be entitled to their ex-spouse’s benefits as widow(ers).
In many cases, if the spouse of a deceased person may have 40 work credits on their own work record. Hence, they would be able to gain a much larger amount through their own benefits than through their spouse’s. The SSA administration or your attorney will automatically make sure that you receive larger benefits.
If the surviving spouse is earning a living through a current job, then their survivor benefits from the deceased spouse’s social security may be reduced until they retire themselves.
If the surviving spouse was entitled to survivor benefits under child care such as in case of ex-spouses or widowers that remarried but are caring for the child of the deceased spouse, then they will only continue to receive the benefits until the child turns adult. If the child is disabled permanently then the spouse would continue to receive the benefits under child care until the child remains disabled.
The SSA administration has made it a condition that in order to be eligible to receive benefits as survivors the marriage must have lasted at least 9 months in case of same citizenship of both spouses. In case of dual citizenship the surviving spouse would only be entitled if the marriage lasted to more than 10 years.
A few exceptions to this rule would be if the deceased spouse died in a sudden or violent accident.
It may be very complicated to know the right way to claim your benefits as survivors due to all the varying rules for each situation. You may talk to a social security attorney for a detailed guidance.
Disability Advocates Group is a law firm dedicated to serving individuals who have become disabled and are seeking to obtain the benefits they need and deserve. At Disability Advocates Group, we specialize in representing disabled clients in their claims for Social Security Disability Benefits.Read More