Social Security Disability benefits provided by the Social Security Administration are an important lifeline for people who are unable to work. If you live in Los Angeles or surrounding areas, you know the cost of living is very expensive and you cannot afford to live in the area without a paycheck. Unfortunately, when a physical or mental condition makes it impossible for you to work, Social Security Disability (SSD) benefits may be your only lifeline.
While SSD benefits are an important safety net for people who are disabled, there have been efforts over the years to curtail benefits or cut programs because the federal government wants to save money. Some disabled people are also concerned about whether they should take benefits or not because they are worried that the benefits are paid for with tax dollars and are thus a form of welfare program--- which some are not comfortable relying on. The truth is, however, that Social Security Disability Insurance is an earned benefit.
Are Social Security Disability Benefits Funded with Tax Dollars?
Social Security Disability benefits, just like Social Security retirement benefits, are paid for through a separate funding stream. In addition to the general taxes that you pay, taxes are taken directly out of your paycheck to fund the Social Security Disability Insurance (SSDI) program. Because these benefits are funded through a dedicated payroll tax, you're paying for them with each hour that you work. This is why eligibility for SSDI benefits are restricted to people who have earned enough work credits. You must pay into the system to take money out of it.
Since you are directly paying for Social Security Disability Insurance, you should definitely not hesitate to apply for this benefit because you have worked to pay into this program. You have earned the coverage and protections that SSDI provides, just the same as if you had paid for private insurance coverage by paying premiums. This is why it is so upsetting when applicants for SSDI do not get their benefits claims approved. You deserve to get the protections that you have paid for. If your claim is denied, you should reach out to a Los Angeles Social Security Disability benefits lawyer as soon as possible to make sure you can get the benefits that you have funded and that you deserve.